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HOA (Home Owners Association)


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HOA (Home Owners Association)

A HOA or Home Owners' Association is a quasi-government that regulates and maintains a housing complex or neighborhood. HOA fees can go toward yard maintenance, community ammenties, general association costs, etc. These fees should be considered when determining the affordibility of a home purchase.

Direct Mortgage's online mortgage software allows you to enter your expected HOA fees and easily compare loan programs based on what your total monthly housing payment will be.

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