When you apply for a loan with Direct Mortgage we will provide you a free copy of your credit report.
The report will give you an opportunity to review the same information potential creditors see. For example, it will show all the credit cards you currently have or had in the past few years, any late or missed payments, your home and auto loans, and other lines of credit. It will also tell you your three crucial credit score as issued by Experian,Transunion, and Equifax.
When you receive the free credit report, please review it for accuracy. If a mistake is found, send a explanation and any proof to either Transunion, Equifax, or Experian — whichever provided the incorrect information. You may also send an explanation to Direct Mortgage is writing.