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Mortgage Glossary


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Glossary of Home Buying Terms

Adjustable Rate Mortgage
Annual Percentage Rate
APR
Appraisal
ARM
Back End Ratio
Closing Costs
Conforming Loan
Conventional Loan
Credit Report
Debt to Income Ratio
Down Payment
DTI
Earnest Money
Fannie Mae
Federal Housing Administration
FHA
FHLMC
FNMA
Freddie Mac
Front End Ratio
GFE
Good Faith Estimate
Government Sponsored Enterprise
GSE
Home Inspection
HOA
Home Owners Association
HUD
HUD-1 Settlement Statement
Index
Inspections
Interest Only Option
Jumbo
LIBOR Index
Loan-to-value
LTV
Mortgage
Mortgage Insurance
Monthly Mortgage Payment
MIP
Pre-payment Penalty
PI
PITI
Property Tax
Rate
Reserves
SISA
Stated Income Stated Asset
Title Insurance
Title Search
Treasury Index

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