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Mortgage Questions - Flood Insurance


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Will I need flood insurance?

Direct Mortgage requires flood insurance for homes located in a flood plain.  If such insurance is needed, we will notify you.  Sometimes borrowers who are refinancing and did not previously need flood insurance will now need the insurance due to the redrawing of flood plain maps. 

If the home is located near a flood plain, you may choose whether or not to obtain flood insurance coverage for your home. An insurance agent can help you select a policy that fits your needs.

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