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Mortgage Questions - Ready to Buy a Home


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Am I ready to buy a home?

Ask yourself these questions:

  • Do I have a steady source of income (usually a job)?
  • Have I been employed on a regular basis for the last 2-3 years?
  • Is my current income reliable?
  • Do I have a good record of paying my bills?
  • Do I have few outstanding long-term debts, like car payments?
  • Do I have money saved for a down payment?
  • Do I have the ability to pay a mortgage every month, plus additional costs?
  • Am I able to pay for repairs and maintenance or do them myself?
  • Am I able to furnish the home?

If you can answer "yes" to these questions, you are probably ready to buy your own home.

Ready to start your online mortgage application?
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