body{
padding:0px;
margin:0px;
background:#FFFFFF;
}


table {border-collapse:collapse; border:0px;}


.normallink {color:#FFFFFF;
padding:0px;
text-decoration:underline;}

.LOPage {margin-top:-15; line-height:35px}	

td {  padding:0px; }


.picture, td
	{background:no-repeat;}

a:hover{text-decoration:none;}

img { border:0px;}

.m_text, table, li, input, textarea, select
	{
		font-family:Tahoma;
		font-size:12px;
		line-height:normal;
		color:#283A4C;
		vertical-align:top;
	}
	
.news_text, table, li, input, textarea, select
	{
		font-family:Tahoma;
		font-size:12px;
		line-height:normal;
		color:#283A4C;
		vertical-align:top;
		marker-offset:0;
	}
	
.loancenter1
	{
		font-family:helvetica;
		font-size:18px;
		line-height:normal;
		color:#283a4c;
		font-weight:bold;
	
	}
.loancenter2
	{
		font-family:helvetica;
		font-size:18px;
		line-height:normal;
		color:#054aa7;
		font-weight:bold;
	}
	
	
	
.loancenter3
	{
		font-family:helvetica;
		font-size:22px;
		line-height:normal;
		color:#283a4c;
		font-weight:bold;
	
	}
.loancenter4
	{
		font-family:helvetica;
		font-size:22px;
		line-height:normal;
		color:#054aa7;
		font-weight:bold;
	}

.SubHeading
	{
		font-family:helvetica;
		font-size:14px;
		line-height:normal;
		color:#25385a;
		font-weight:bold;
	}
	
	
.SubHeadingBullet
	{	font-family:helvetica;
		font-size:16px;
		line-height:normal;
		color:#25385a;
		font-weight:bold;
		background:url(images/1-t3.gif) no-repeat left center; margin:0px; padding:0px 0px 0px 25px;
	}
	
.SubHeading2
	{	font-family:helvetica;
		font-size:16px;
		line-height:normal;
		color:#25385a;
		font-weight:bold;
		
	}
	
	
	
	
	
	
	
.SubHeadingWhite
	{	font-family:helvetica;
		font-size:16px;
		line-height:normal;
		color:#ffffff;
		font-weight:bold;
		margin-top:200px;
		
	}
	
.SubHeadingWhiteSmall
	{	font-family:helvetica;
		font-size:14px;
		line-height:normal;
		color:#ffffff;
		font-weight:bold;
		margin-top:200px;
		
	}

	<!-- hint: no-repeat 'vertical position' 'horizontal position' -->
.k_text  div  strong a { background:url(images/information-retail.gif) no-repeat 4 0px; font-size:13px; color:#0B6CC0; padding-left:26px}
.k_text   strong a { background:url(../images/news.png) no-repeat 4 0px; color:#0E7FE0; padding-left:0px; }
.l_text  span { background:url(images/home-retail.gif) no-repeat 0 0px; color:#283A4C; padding-left:22px}

.m_text span a { background:url(images/a2.gif) no-repeat 9 5px; color:#439C25; padding-left:26px}
.m_text span strong a { background:none; color:#0E7FE0; padding-left:0px; text-decoration:none}
.m_text span strong a:hover{text-decoration:underline}
.m_text span strong { color:#0B6CC0; font-size:13px;}
.m_text strong a{ color:#054aa7}
.m_text div { font-weight:normal;}

.white { font-weight:normal; 
		color:#ffffff;
		font-size:12px;
		padding-right:12px;
		padding-left: 81px;}

.yellow { 
		color:#ffea3b;
		font-weight:bold;
		font-size:12px;
		padding-left: 81px;}

.news_text  {  color:#439C25; padding-left:30px; text-decoration:underline;}
.news_text span a { background:url(images/a2.gif) no-repeat top; color:#439C25; padding-left:10px}
.news_text span strong a { background:none; color:#0E7FE0; padding-left:0px; text-decoration:none}
.news_text span strong a:hover{text-decoration:underline}
.news_text span strong { color:#0B6CC0; font-size:13px;}
.news_text strong a{ color:#283A4C}

.astrix {background:url(images/GreenAsterix.gif) no-repeat left; color:#283A4C; margin-left:1px; }

.bg-top { height:257px; background:url(images/bg-top.gif) top repeat-x}
.bg-top2 { width:766px; background:url(images/header-house-tree.jpg) top left no-repeat; alt:"Image of House and Property with Direct Mortgage Logo";}

.bg-bot { background:url(images/bg-bot.gif) top repeat-x #F3F3F3}
.bg-bot td {color:#2E446D; font-family:Verdana; font-size:10px}
.bg-bot font { color:#FFFFFF; font-family:Tahoma; font-size:12px; text-decoration:none; text-transform:uppercase}
.bg-bot font a{ color:#FFFFFF;  text-decoration:none}
.bg-bot font a:hover{ text-decoration:underline}
.bg-bot span{ color:#025397; font-family:Verdana; font-size:10px}
.bg-bot span a{ color:#025397; font-family:Verdana; font-size:10px; text-decoration:none}
.bg-bot span a:hover{text-decoration:underline}

.sidebox-heading { width:160px; background:url(Images/sidebox-heading.jpg) top center no-repeat}
.sidebox-main { width:160px; background:url(Images/sidebox-main2.jpg) top center no-repeat; vertical-align:top;}
.sidebox-main-repeat { width:160px; background:url(Images/SideBox-MainRepeat3.jpg) top center }
.sidebox-bottom { width:160px; background:url(Images/sidebox-bottom.jpg) top center no-repeat}
.sidebox-headtext {font-weight:bold; text-align:center;}

.l_text { color:#439C25}

.no_class, form, .no_class td
	{
		width:auto;
		height:auto;
		margin:0px;
		padding:0px;
		border:0px;
	}
	
.box { background:#FFFFFF; border:1px solid #AFB7C3; width:227px; padding-bottom:9px; color:#439C25;}
.box a{ color:#0E7FE0; text-decoration:none}
.box a:hover{text-decoration:underline}

.line { background:#E7E7E7; height:2px }
	
.tab { border:1px solid #C6D1D8; background:#EFF0F4; }
.tab td {padding-left:5px; padding-top:8px}

.input {width:190px; height:18px; padding-left:5px}
.select {width:190px; height:18px; padding-left:5px}

textarea {width:189px; height:152px; padding-left:5px; overflow:auto; margin-top:2px}

ul {margin:0; padding:0; list-style:none}
li  {background:url(images/a3.gif) no-repeat left top; margin:0px; padding:0px 0px 0px 13px}
li a  {font-family:Tahoma; font-size:11px; line-height:18px; color:#439C25}

#dropmenudiv{
position:absolute;
border:1px solid black;
border-bottom-width: 0;
font:normal 12px Verdana;
line-height:18px;
z-index:100;
}

#dropmenudiv a{
width: 100%;
display: block;
text-indent: 0px;
border-bottom: 1px solid black;
padding: 5px 2;
padding-left:5px;
text-decoration: none;
font-weight: normal;
}

#dropmenudiv a:hover{ /*hover background color*/
background-color: yellow;
}