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Direct Mortgage's Terms of Service


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1. GENERAL
1.1 BY VIEWING THIS SITE OR SIGNING IN (LOGING IN), YOU AGREE TO THESE TERMS AND SERVICES.

1.2 Direct Mortgage, Corp. provides this website (hereafter “site”, referring to all pages, static, or otherwise, blogs, or software (currently called DirectWare® Loan Choices™ ) “as is” and does not guarantee performance or accuracy of information. 

2. USER ACCOUNTS
2.1 A username and password are required to log into DirectWare.  You are responsible for the security of the login information.  Company cannot be held liable for any use arising from unauthorized use of your login information.

2.2 Company may cancel your user account at any time, with or without notice.

2.3 All email addresses used in a user account must be unique. This means that two individuals may not associate the same email address with both their accounts.

2.4 Users may not share accounts or logins. Each person who wishes access to DirectWare® must have his or her own login.

3. USE OF SITE, ACCURACY OF SUBMITTED INFORMATION
You agree to use this site for only legal purposes and that all information submitted is correct, truthful, and current. 

4. THIRD PARTY LINKS & VENDORS
This site may link to third parties.  Company is not responsible for any content of, or usage of third-party sites.

Company may use a third-party credit card processing company with its own terms of service and privacy policy. Company is not responsible for the actions of third-party vendor and you agree to indemnify and hold harmless Company for any and all actions or failures to act of the third-party. This not withstanding, if you have a question or concern regarding a credit card transaction, Company will seek to address your question or concern in a timely manner. All correspondence regarding financial transactions should be in writing.

5. WARRANTY AND LIABILITY
Company makes no warranty for site and disclaims all liability allowed by law.

6. PRIVACY
Please refer to the Privacy Policy located at www.directhouse.com/privacy-retail.html

7. INTELLECTUAL PROPERTY
All information, graphics, text, numbers, or other visual or audio forms on site are intellectual property of Company or of their respective owner(s) and cannot be copied, reposted, or republished without written permission of copyright owner.

Some material is a derivitive of or is an exact or close replica of material created by the U.S. government. Direct Mortgage claims all copyrights permitted by law for this material, including presentation and derivative work while disclaiming copyright to that material that must remain in the public domain.

8. GOVERNING LAW
Any suit or question arising from use of this site will be governed by Utah Law and the courts of Utah. 

9. QUESTIONS
If you have any questions concerning these terms of service, please contact support@directhouse.com

10. REFUND POLICY
Credit Reports, Income Verifications, Asset Verifications, Other Verifications, & Property Reports
Fees paid for Credit Reports, Income Verifications, Asset Verifications, Other Verifications, & Property Reports are not refundable under any conditions.

Appraisal Fees
Fees paid for appraisal services will not be subject to refund at any time after we have ordered or obtained the services for which such fees are being collected.

The estimated fees which we will charge will be as shown on the good faith estimate which is provided to you at the time of application or which we will provide you within three (3) days in accordance with the requirements of the Real Estate Settlement Procedures Act and its implementing regulations.

All fees for loan registrations are nonrefundable and payable in advance. In the event of an overpayment, a refund request would need to be reviewed and approved by the Banking Department.

 

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Direct Mortgage, Corp. (NMLS ID 9612) is licensed or operating with a license exemption under the following names: AL, ID, NV, OR, WA: "Direct Mortgage Corp"; AZ, HI, LA, MI, MS, OK, SC, TN, VA: "Direct Mortgage, Corp."; AR, IN, MT, NC: "Direct Mortgage, Corp"; CA: "Direct Mortgage Wholesale Corp."; CO: "Direct Mortgage Corp dba Direct Mortgage Wholesale Corp"; FL: "Direct Mortgage Wholesale Corporation"; GA, NM, WY: "Direct Mortgage Corp."; IL: "Direct Mortgage Wholesale Corp"; OH: "Direct Mortgage Wholesale Corp (Direct Mortgage Corp.)"; TX: 1st Mortgages: "Direct Mortgage, Corp. dba Direct Loans Corp", 2nd Mortgages: "Direct Mortgage Corp dba Direct Loans Corp"; UT: "Direct Mortgage Corporation". Click for more licensing info.
You can view our NMLS consumer access page at
www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/9612

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